Mortgage Planning

Estimate Your Ontario Mortgage Payment

Enter an Ontario home price, down payment, mortgage rate, and estimated ownership costs to build a practical monthly payment estimate.

Built for Ottawa and Ontario buyers Flexible, editable assumptions Private. No information is sent

Municipal property taxes Property tax rates differ across Ottawa and other Ontario municipalities. Adjust the estimate for the property you are considering.

Closing costs Ontario land transfer tax, legal fees, inspections, adjustments, and other closing costs are not included in the monthly payment.

Mortgage default insurance Mortgage default insurance may apply when the down payment is less than 20 percent and is not included in this estimate.

Mortgage Brokerage Disclosure

Mortgage services are provided by Fady Gebara, Mortgage Agent Level 1, Licence #M25000671, with SJC Financial Inc., Mortgage Brokerage Licence #13302. Visit sjcfinancial.com.

Figures are estimates for informational purposes only. Actual mortgage payments, interest rates, qualification, insurance premiums, taxes, fees, and other costs may vary. This calculator is not a mortgage approval, commitment to lend, or substitute for advice from a licensed mortgage professional.